Mortgage calculator
Estimate your monthly repayment. VN-specific taxes and fees will be added in a later pass.
Loan & monthly repayment
at 8.5%/yr₫
5 tỷ
20 yrs
70 %
8.5 %
12 months
13 %
3.5 tỷLoan amount (70%)
Down payment (30%)
1.5 tỷ
30.4 triệuper month
Monthly repayment
Principal5.6 triệuInterest24.8 triệu
Total interest · 20 yrs: 3.789.715.160 ₫
After the promo ends
The floating rate = base rate + margin, usually much higher than the promo rate.
First 12 months
30.4 triệu
After that (13%)
40.6 triệu
Increase per month
+10.3 triệu
Your monthly payment rises about 34% once the promo ends — make sure you can still afford the new amount.
Estimate only. Excludes Vietnam-specific charges (transfer tax, registration fee, notary, etc.) — these will be added in a future release.